Oxford Retirement & Estate Planning

Thank you for visiting Oxford Retirement & Estate Planning Inc.  Our goal is to help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation.  We have compiled this information as an educational tool; to help you gain better understanding of financial concepts behind insurance, investing, retirement and estate planning and wealth preservation. 

You'll find a wealth of information in the form of newsletter articles, calculators and research reports.  We frequently update this information, please check back regularly to ensure you stay up to date on new developments in the area of personal finance and insurance.  The advisors at Oxford Retirement & Estate Planning Inc are here to:

       Help educate you about the basic concepts of financial management

       Help you learn more about who we are and the services we provide

       Provide fast, accurate easy access to resources

It is important for you to understand the value of working with skilled professionals.  We can help you identify and pursue your financial goals.
Calculators

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

Savings Accumulation

Estimate the future value of your current savings.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

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Newsletters

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

Protection from a Range of Liability Claims

It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs.

Using Living Benefits for Retirement Income

Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.

Retirement Plans for Small Businesses

With standard 401(k) plans, the amount a company's owners can contribute to their own retirement account is often restricted by how much other employees contribute to the plan. With the safe harbor option, owners may be able to make larger contributions for themselves in exchange for making tax-deductible contributions or "matches" for employees.

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